Chapter 13 Bankruptcy Attorney in Charleston, WV

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Can Chapter 13 Bankruptcy Help Clear Your Debt?

When you're deeply in debt climbing your way out seems impossible. You want to pay back what you owe, but mounting financial pressures and the cost of ordinary living make paying off debts seem a far away dream.

In these cases Filing for Chapter 13 bankruptcy can be the extra boost you need to start paying back debts and restore your good credit.

Robert H. Carlton Law Office takes pride in helping individuals file for Chapter 13 bankruptcy and establish viable repayment plans for debts. As a qualified bankruptcy attorney and Chapter 13 attorney, Robert H. Carlton Law Office has helped numerous debtors recover from their debt and return to living financially healthy lives.

We'll help you with all the particulars and paperwork involved in establishing Chapter 13, including:

  • Analyzing your debt
  • Determine eligibility and gauge your income
  • Establish your property end exemptions
  • Complete and file all forms
  • Represent you at hearings and help negotiate a payment plan with creditors

Beyond guiding you through the Chapter 13 process, Robert H. Carlton Law Office will instruct you as to the best course of action. Chapter 13 isn't for everyone, and there are numerous factors to consider. No matter your situation, you can always trust Robert H. Carlton Law Office to provide honest legal counsel that helps with your debt.

Finding a successful Chapter 13 bankruptcy attorney in Charleston, WV is as simple as a visit to the Robert H. Carlton Law Office.

When you need a Chapter 13 bankruptcy attorney in Charleston, WV to help you navigate your way through your complex debt problems, a call to the Robert H. Carlton Law Office is the first step toward a brighter future. We have more than 25 years of experience and the know-how to help clients overcome their present obstacles to financial success. As a former assistant prosecutor, child advocate, magistrate, adult probation officer, and candidate for Circuit Court Judge, Mr. Carlson knows the law inside and out and will go the extra mile to make it work for you. Chapter 13, also known as debt restructuring, is a way to pay off your debt over time, stick to a budget, and reduce interest payments, late fees, and penalties. If you’re tired of drowning under an ocean of unpaid bills, call today for a free consultation, and let us help you swim to shore.

When it comes time to restructure your debts, the court is in charge of your finances, essentially acting as a trustee on your behalf. Payments that your creditors wish to collect on are no longer payable directly to them, but to the court, which decides how best to use the capital you’re contributing in order to reduce your debt. Secured loans that are backed up by collateral such as a car or home are paid first, followed by unsecured debt, such as medical bills and credit cards. Under the law, most bankruptcies of this type are cleared up over a period of five years, after which a majority of your obligations will either be paid off or dismissed.

Hiring a knowledgeable and aggressive Chapter 13 bankruptcy attorney in Charleston, WV can make all the difference in the world when it comes to filing a successful bankruptcy petition. From a thorough evaluation of your case to contacting your creditors to keep them from attempting to collect once your petition is filed, the Robert H. Carlton Law Office will handle every detail of your case, taking a great burden off of your shoulders. If you’re ready for a new start and greater confidence and ability when it comes to handling your finances, Chapter 13 bankruptcy can be the helping hand you need to succeed. It all starts with a simple phone call, so give us a call today to schedule your free consultation, and see how we can help you break free from the debilitating cycle of debt.

Start Paying Back Your Debt With the Help of Robert H. Carlton Law Office!

To schedule a free consultation, please call Robert H. Carlton Law Office today!


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Why Choose Us?

  • Free initial consultation
  • 25 years experience
  • Payment plans available
  • We stop harassing calls
  • Appointment locations close to you
  • Inexpensive Ch 7 rates
  • JD-MBA